Recupero crediti impresa cancellata
Un’impresa operante nel settore dei metalli preziosi si è rivolta allo studio in conseguenza del mancato pagamento di una fornitura di prodotti per il valore di circa 60.000,00 euro. Dall’esame della documentazione estratta dalla Camera di Commercio è emerso che l’impresa individuale debitrice era stata cancellata dal Registro delle imprese e dalle verifiche svolte presso l’ufficio anagrafe è stato constatato l’intervenuto decesso della titolare.
Abbiamo provveduto ad accertare la presenza di eventuali eredi ed è emersa la presenza degli stessi e la loro accettazione espressa dell’eredità.
Conseguentemente è stato dato avvio alla procedura di recupero del credito, mediante l’invio di formale lettera di costituzione in mora nei confronti degli eredi, alla quale è seguito il ricorso per decreto ingiuntivo, con richiesta di concessione della provvisoria esecutorietà in forza di assegni protestati.
Il Giudice, in accoglimento della richiesta, ha emesso decreto ingiuntivo provvisoriamente esecutivo, in forza del quale abbiamo dato impulso alla procedura di esecuzione mediante pignoramento presso terzi sui conti correnti dei debitori. Gli Istituti di credito interessati hanno rilasciato dichiarazione positiva di giacenze a totale copertura del credito.
In pendenza del predetto procedimento, i debitori hanno proposto opposizione all’esecuzione presso terzi chiedendone la sospensione. Nelle more del giudizio sono intercorse trattative per la definizione bonaria della posizione, che tuttavia non hanno avuto buon esito.
Esaminata la proposta avanzata da controparte, alla luce delle opportunità di effettivo recupero e del rigetto dell’istanza di sospensione della procedura, si è ritenuto infatti di proseguire l’esecuzione, che si è conclusa con l’assegnazione da parte del Giudice di una somma corrispondente all’integrale importo vantato a credito oltre che le spese legali e di procedura.
L’intera attività di recupero del credito si è conclusa in meno di un anno con piana soddisfazione del credito e rimborso delle spese anticipate.
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